It is no news that we live in a world, where things do not go as planned, and that is why being aware of your surroundings at work is something that everyone should crave for.
It is common to hear cases of those that have had their identities stolen. This is one of the worst things that can be done. Before you know it, cyber criminals will rake in debt in your name, and you would be left taking care of bills that you didn’t incur.
That’s why it is important to cultivate the practice of being aware of your surroundings at work and at home. It saves you from having to stress yourself about telling creditors about your identity theft. (Luckily, there is hope and identity theft recovery.) Keep reading to find out more.
How to Stop Identity Theft
Always be aware of where you are. Do you know that people’s identities are stolen when they least expect it? If you are typing in or reading aloud your credit card PINs, you should be careful. Also be careful where you write down your passwords, PINs, and social security number. If you are careless with them, it becomes easy to pilfer your identity.
Always be Up-to-Date
It is important that you cultivate the practice of reviewing and keeping track of spending on every account that you have, as well as your financial statements. Don’t be like others who can’t say how much they have in their accounts. If you notice any suspicious activity, it is important that you report it immediately to your bank and creditors.
Look at Your Credit Report
It is advisable that you analyze your credit report at least twice a year. This permits you to know if any unknown account exists with your identity. You don’t want to lay for what you know nothing of.
Trust Your Instincts
If you notice any suspicious email, leave it immediately. If you think a call is suspicious, end it immediately. It doesn’t matter if the email or call was said to be made from your financial firm, ignore it. Do not give out your private details or financial information to anyone, especially to phishing scams and unsolicited strangers or suspicious emails and messages. If you didn’t contact the firm yourself, be careful. Instead, log into your account and see if there is a message or an alert there.
Change Your Passwords
Do not use the same password for all your accounts. You should consider having different passwords for your different accounts. Apart from that, alter your passwords regularly. While you do this, ensure that you are creative. It won’t be a bad idea to use characters, numbers, and so on. Do not be tempted to use your date of birth or other common info that can easily be found out about you online. People make the mistakes of using commonly guessed passwords, and they pay dearly for it.
Now that you know the warning signs of identity theft and the ways to prevent it, we hope you’ll stay safe.